Business Credit Cards

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Earn valuable rewards.

Visa® Business Cash Card

Earn up to 3% cash back on eligible net business purchases. More


Visa® Business Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).1 More


Visa® Business Rewards PLUS Card

Earn 3 points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline.2 More


1 - Real Rewards: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
2 - Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a "Category"). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest total Net Purchases charged to your Account (the "Highest Category") during each billing cycle.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.


Access Your Account

Credit Card Access

For Customer Service after hours or to report a lost or stolen card, please call 1-800-558-3424.

Through First State Bank of Bloomington’s Online Card Services, you have the ability to access your account 24 hours a day, 7 days a week. Online Card Services enable you to:

  • View Statements
  • Print Statements
  • Download Statements
  • View current activity
  • Schedule and make payments to your credit card online
  • View Rewards Points
  • Redeem Rewards Points

Verified by Visa®

Verified by Visa helps ensure that only you can use your Visa card to buy online. Register today! It takes just a few minutes to activate. Password-protect your Visa card for added safety online.

Verified by Visa®

Zero Liability

Shop online and off with absolutely no risk for unauthorized purchases. When you use your Visa card to shop online, in a store, or anywhere, you’re protected from unauthorized use of your card or account information. With Visa’s Zero Liability policy1, your liability for unauthorized transactions is $0 – promptly notify First State Bank of Bloomington and you pay nothing.

1Visa's Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.


Report a Lost or Stolen First State Bank of Bloomington Card

Debit Card

During regular banking hours, Monday through Friday, 8:00 a.m. to 5:00 p.m., please contact our customer service department at any of our locations.

During non-banking hours, please call our debit card processor at 1-844-202-5333. Our processor is CSI (Computer Services, Inc). A CSI staff member will ask you questions to verify your identity and will then cancel your card. Card re-issuance will be handled by us. Remember - you can always turn your card off through online banking or mobile banking if you are unable to report the missing card immediately.

Credit Card

During banking and non-banking hours, please call our credit card processor at 1-800-558-3424. Our processor is Elan. Their customer service department will handle the card cancellation and re-issuance.