Personal Credit Cards

Personal Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Save with a longer intro rate.

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.More


Earn valuable rewards.

Visa® Real Rewards Card1

Earn 1.5 points for every $1 you spend on eligible net purchases (equal to 1.5% cash back) 2


Build your credit. 3

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More


1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
2 - You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 - Late payments or going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.


Access Your Account

Credit Card Access

For Customer Service after hours or to report a lost or stolen card, please call 1-800-558-3424.

Through First State Bank of Bloomington’s Online Card Services, you have the ability to access your account 24 hours a day, 7 days a week. Online Card Services enable you to:

  • View Statements
  • Print Statements
  • Download Statements
  • View current activity
  • Schedule and make payments to your credit card online
  • View Rewards Points
  • Redeem Rewards Points

Verified by Visa®

Verified by Visa helps ensure that only you can use your Visa card to buy online. Register today! It takes just a few minutes to activate. Password-protect your Visa card for added safety online.

Verified by Visa®

Zero Liability

Shop online and off with absolutely no risk for unauthorized purchases. When you use your Visa card to shop online, in a store, or anywhere, you’re protected from unauthorized use of your card or account information. With Visa’s Zero Liability policy1, your liability for unauthorized transactions is $0 – promptly notify First State Bank of Bloomington and you pay nothing.

1Visa's Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.


Report a Lost or Stolen First State Bank of Bloomington Card

Debit Card

During regular banking hours, Monday through Friday, 8:00 a.m. to 5:00 p.m., please contact our customer service department at any of our locations.

During non-banking hours, please call our debit card processor at 1-844-202-5333. Our processor is CSI (Computer Services, Inc). A CSI staff member will ask you questions to verify your identity and will then cancel your card. Card re-issuance will be handled by us. Remember - you can always turn your card off through online banking or mobile banking if you are unable to report the missing card immediately.

Credit Card

During banking and non-banking hours, please call our credit card processor at 1-800-558-3424. Our processor is Elan. Their customer service department will handle the card cancellation and re-issuance.