Personal Credit Cards

Personal Credit Cards

You have come to the right place for a Credit Card. First State Bank of Bloomington has a wide variety of cards, so you'll be sure to find one that fits your needs. Plus, you still get the First State Bank of Bloomington customer service you depend on. Call one of our personal bankers or apply online below!

Choosing the right credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Let’s get started...

Save with a longer intro rate.

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.More


Earn valuable rewards.

Visa® Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase. More

Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase – all with a low annual fee. More

Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More

Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase – all with a low annual fee. More


Build your credit. 2

Visa® Secured Card

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More


1 - Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
2 - Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.


Access Your Account

Credit Card Access

For Customer Service after hours or to report a lost or stolen card, please call 1-800-558- 3427.

Through First State Bank of Bloomington’s Online Card Services, you have the ability to access your account 24 hours a day, 7 days a week. Online Card Services enable you to:

  • View Statements
  • Print Statements
  • Download Statements
  • View current activity
  • Schedule and make payments to your credit card online
  • View Rewards Points
  • Redeem Rewards Points

Verified by Visa®

Verified by Visa helps ensure that only you can use your Visa card to buy online. Register today! It takes just a few minutes to activate. Password-protect your Visa card for added safety online.

Verified by Visa®

Zero Liability

Shop online and off with absolutely no risk for unauthorized purchases. When you use your Visa card to shop online, in a store, or anywhere, you’re protected from unauthorized use of your card or account information. With Visa’s Zero Liability policy1, your liability for unauthorized transactions is $0 – promptly notify First State Bank of Bloomington and you pay nothing.

1Visa's Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use.


Report a Lost or Stolen First State Bank of Bloomington Card

Debit Card

During regular banking hours, Monday through Friday, 8:00 a.m. to 5:00 p.m., please contact our customer service department at any of our locations.

During non-banking hours, please call our debit card processor at 1-844-202-5333. Our processor is CSI (Computer Services, Inc). A CSI staff member will ask you questions to verify your identity and will then cancel your card. Card re-issuance will be handled by us. Remember - you can always turn your card off through online banking or mobile banking if you are unable to report the missing card immediately.

Credit Card

During banking and non-banking hours, please call our credit card processor at 1-800-558- 3427. Our processor is Elan. Their customer service department will handle the card cancellation and re-issuance.